These Terms & Conditions govern your use of this website and the content and services offered by Zuko Vilakazi ("I", "me", "my"). By using this website or submitting an enquiry, you agree to these terms. If you do not agree, please don't use the site.
1. About this website
This website belongs to Zuko Vilakazi, a property educator and registered property practitioner operating in KwaZulu-Natal, South Africa. The site shares educational content about buying, selling and investing in property, and allows you to submit enquiries about working with me.
2. Educational content is not professional advice
Important: The content I share — on this website, on YouTube, and across my social platforms — is for general education and information only. It is not financial, investment, legal, tax or other professional advice, and it does not take your personal circumstances into account.
Property and finance decisions carry real consequences. Before you act, you should get independent advice suited to your own situation from a suitably qualified professional. Any decision you make based on my content or our conversations remains your own responsibility.
3. No guaranteed outcomes
Property markets move, and outcomes depend on many factors outside my control. I do not guarantee any particular result — including property values, rental income, investment returns, bond approval, or the sale or purchase of any property. Examples and past results shared in my content are illustrative and are not a promise of future performance.
4. Enquiries and our relationship
Submitting an enquiry form or contacting me lets us start a conversation. It does not, on its own, create a mandate, agency agreement, or any binding obligation between us. Any property services I provide will be governed by a separate written agreement (such as a mandate or offer to purchase), which will set out the specific terms that apply.
5. Intellectual property
All content on this website and my channels — including text, videos, graphics, logos, and educational materials — belongs to me or is used with permission, and is protected by law. You may view and share my content for personal, non-commercial use. You may not copy, reproduce, repackage or sell it without my written permission.
6. Your responsibilities
- Give accurate and complete information when you contact me or submit a form;
- Use the website and my content lawfully and respectfully;
- Do not attempt to disrupt, misuse or gain unauthorised access to the site.
7. Third-party links and platforms
My website and content may link to third-party websites and platforms (such as YouTube, Instagram, Facebook, TikTok, or partner services). I do not control these and am not responsible for their content, products, or practices. Using them is at your own risk and subject to their terms.
8. Limitation of liability
To the maximum extent permitted by law, I am not liable for any loss or damage — direct, indirect or consequential — arising from your use of this website, reliance on my content, or your property and financial decisions. Nothing in these terms limits any liability that cannot lawfully be excluded.
9. Privacy
Your privacy matters. How I handle your personal information is set out in my Privacy Policy, which forms part of these terms.
10. Governing law
These terms are governed by the laws of the Republic of South Africa, and any dispute will be subject to the jurisdiction of the South African courts.
11. Changes to these terms
I may update these Terms & Conditions from time to time. The current version will always appear on this page, with the effective date shown at the top. Continuing to use the site after a change means you accept the updated terms.